For many people, health insurance is an afterthought. Whether it's because they are young and healthy or because they feel that they will never be in a situation where they need to use their health insurance, many people don't even bother to sign up. According to NHIS, there were approximately 32.8 million Americans without health insurance as of 2019. This can be a huge mistake, and it's important to take a minute to really look at the benefits of having health insurance.

Here are just a few reasons why health insurance is so important.

1. It's a Safety Net

The most obvious reason to have health insurance is that it's a safety net when you truly need it. Emergencies happen — you could get in a car accident or maybe have your appendix burst. All of these are reasons why having the peace of mind that comes from being insured can be so valuable. When people don't have health insurance, catching the flu could mean a huge emergency room bill. With health insurance, you can rest easy knowing that your finances will be safe even if an emergency comes.

2. Peace of Mind for Your Loved Ones

For most people, their family is everything, and when they get sick or hurt, it's not just themselves that it affects. If something happens to you and you need medical treatment when you have health insurance, your loved ones can rest easy knowing that they won't be stuck with the bill.

3. Preventative Care

This might not seem important at first, but catching issues early is the difference between life and death for many people. With a health insurance plan, getting regular check-ups is affordable and easy. This means your chances of catching potentially fatal illnesses such as cancer in the early stages are much higher than if you didn't have insurance at all.

4. It Saves You Money in the Long Run

While it might seem like you are paying more money for your health insurance because of monthly payments, this is not always the case. If you look at how much medical bills can be and then compare that to the cost of a health insurance plan, it's clear that even if you have to pay a little extra every month, the amount you save on one doctor's visit would easily cover the difference.

It's clear to see why a health insurance plan is so important, and these are just a few reasons of many. If you do not have health insurance yet, call us today, and we will be happy to find a plan that fits your needs.